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  • Quick Approvals

    Get approved today with an easy online loan application!

  • Affordable Payments

    Payday loans average an APR of 400%. Compare to maximum 199% APR offered through!

  • Fast Funding

    Once approved, receive money in your account as soon as the next business day!

  • Personal Service

    We treat our customers like family. Our 100,000+ customers rate us 5 out of 5 stars!

What Is Payday One?

Payday 1 is one of the most progressive and best financial companies in the US, on the site of which you can carry out a whole range of financial and settlement operations.

  • You can apply for a loan online and instantly receive money on a bank card;
  • evaluate your Credit Karma to find out your credit rating and to predict how much loan you can get from a bank or financial company;
  • recharge your mobile phone, pay for cable TV, utility bills, buy a ticket, etc.

We constantly improve our work and try to make life easier for our customers, helping to solve financial issues as quickly as possible, providing financial products with some of the best conditions on the market, discounts, bonuses, gifts, as well as 24/7 support.

Our goal is to create the most convenient and affordable financial service for our clients.

Why Payday One Are Different from Other Lenders?

Payday1 is a financial company that provides online lending services with the payment of money to a bank card. Unique technical solutions allow you to use Internet service around the clock. Each American can take a loan in a few minutes by filling out a simple application form. To do this, select the required amount and term, then wait for a decision on the application, and sign the contract using the SMS code.

  • Profitable terms;
  • The first loan is interest-free;
  • Money is provided for any purpose without restrictions;
  • A simple registration procedure in three stages will allow you to get a credit on the card in 7 minutes;
  • Availability;
  • No refuses.

We lend to borrowers with any credit history. Those who use our service for the first time will be able to take advantage of preferential registration conditions with the lowest interest rate on the market. Do not miss the opportunity to receive the necessary financial assistance in any situation, at any time, without refusal. We work around the clock 24/7 throughout the US. We consider all applications. We give out an online loan without considering the credit history of the client.

How does Payday One work?

Along with the existing companies offering online loan services, Payday One Loans is preferred due to the comfortable lending conditions. With online loans at Payday One, customers significantly save on interest, receiving money at the lowest rate.

Payday One Loan gives loans online to customers with poor credit history. We are not interested in the state of your credit history and relationships with banks. The most important thing is your conscientiousness and readiness to repay the loan in time.

Every American who has reached the age of majority can take a quick loan online without failures. To apply, you need only an ID. In this case, you do not need to upload copies of documents to the lending service.

Paydayone allows you to get a loan online to the card urgently. The time frame of the loan processing procedure is suitable for each client. Usually, regular customers need only 3 minutes to register an application and sign a loan agreement. For those who take an online loan for the first time, the time required to complete the contract does not exceed 15 minutes.

What are the benefits of Payday One?

Opportunities for online loans are superior to bank lending in many ways. We offer our customers the opportunity to quickly get the right amount in debt, without long waiting for the verification result. The registration process is divided into three simple steps, which can be completed in 15 minutes using your phone or computer. Help and documents are not needed.

  • Profitably – plenty of bonuses and discounts for regular customers;
  • Quickly – we offer the simplest loan in the niche of fin-tech services. To get a payday loan, you need no more than 15 minutes;
  • 24/7 without breaks.

You can use the service at any convenient time. We work 24/7 without breaks and weekends.

How Much Can I Borrow with Payday One

The maximum loan amount depends on how often you use our service. For new users, the maximum loan amount is $500. If you arrange a second and third loan, then the limit for you will automatically increase to $5,000. Confirming your solvency, we go to meet you and give more money in debt.

How fast can you get your money with Payday One?

Borrowed money in 15 minutes without certificates, documents and another bureaucratic red tape in the Payday 1 loan service. Simple procedure and quick execution, you need to specify the required amount, fill out a questionnaire and confirm the contract. After that, we will immediately send you the money.

Is it safe to use Payday One?

A Payday One Loans is a safe way to quickly get money without leaving your home. In the course of registration certificates and documents are not needed. There are no hidden fees. We guarantee complete confidentiality of customers and the security of their data storage. Unique scoring algorithms and programs allow us to instantly identify the client who submitted the application. It is impossible to deceive the system and attempts to do this lead to the fact that such a client is immediately entered into the global blacklist, and will never again be able to use the services of financial companies.

The personal data and related information that the borrower provides when registering and applying is completely confidential and will not be used by third parties.

What does the Internet say about Payday One?

The service has gained a very good reputation due to its excellent user interface and convenient loan process. The company provides favorable loan conditions. You can always count on customer support. Reviews show that most customers receive money quickly and in 95% of applications they get approval.

How do I get started?

You can get a loan in Paydayone on the website of the online lending service using your phone, laptop or computer, without leaving your home or work. The procedure for obtaining an online loan takes no more than 15 minutes.

3 simple steps separate you from receiving money:

  • Choose the loan term and amount using the loan calculator. For those who apply for their first loan at Payday One Loan, the loan amount is limited to $500. For those who previously used the Payday 1 Loans service, they can get up to $5,000;
  • Register, make Paydayone login and fill out a short form, enter your payment information so that we can send you money;
  • Wait for a decision on the application, then confirm the loan agreement using SMS, and we will immediately send you money to the card.

For any questions, you can text us in the chat, by email or call.

User Review


Very convenient service, discounts on the interest rate and promotions for regular customers. I have used the services more than once.


Promptly, conveniently and at the highest level. Thank))


Many thanks to the service from the very beginning it was noticeable that they valued customers. I take a loan several times and always enjoy the interest and days. I can repay it in installments, I can extend.


Great company! Everything is fast and professional! Thank!!!


I have been using their services for 2 years. I really like it. Often there are good discounts.




How to find out a solution for an application?

The loan decision is made automatically by the system within a few minutes. You will receive the result in an SMS message to the contact phone number you specified. Also, the status of the application can be seen in your webpage account.

Can I repay a loan ahead of schedule?

Yes, you can repay a loan ahead of schedule on any day.

What are the consequences of non-payment of a loan?

Violation of the requirements can lead to negative financial consequences and worsen your credit history. Information on overdue debts that the company transmits to the Bureau of Credit Histories degrades your credit rating and makes it impossible to access loans at banks and other financial companies.

How to extend an online loan?

To extend the loan you just need to pay the amount of actually accrued interest for the period during which you actually use credit funds.

Use Payday One phone number to contact the support team.



Bottom line


An online loan in Payday 1 Loans is an advantageous offer that cannot be refused. There are several reasons for this:

  • Availability. In fact, any citizen of America can take the opportunity to borrow money;
  • Convenient application form. A visit to the representative office is not required; the entire registration procedure is completely remote;
  • Minimum requirements. No need to confirm income, prove your integrity. They even cooperate with those who have tarnished their credit history with delays;
  • Efficiency The round-the-clock service allows you to submit applications at any convenient time;
  • More favorable conditions with regular use. The company is ready to increase the credit limit for regular customers.
  • Early repayment without overpayments. Fines are not levied, you pay interest on the fact.

The service is available both during the initial and repeated calls. There is an opportunity to increase a credit rating if it has been damaged before. Special thanks to the high level of protection of personal information. Unauthorized access is excluded.

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Applying does NOT affect your FICO® credit score!